Review Atlas
Review AtlasYour guide to a better purchase

Menu

Shop by Category

Get the App

Better experience on mobile

Product image 1 of 1

Payday Lending in Canada in a Global Context: A Mature Industry with Chronic Challenges

5.0
Based on 1 reviews
Best Price$99.00
In Stock
Independent Analysis
No paid placements

Quick Takeaways

  • 1
    Provides a detailed comparative analysis of payday lending in Canada against global markets, emphasizing industry maturity.
  • 2
    Identifies chronic challenges like high regulatory scrutiny and borrower debt cycles.
  • 3
    Highlights Canada's strict provincial regulations compared to more lenient international markets.
  • 4
    Affordable at $0.99, offering high value for researchers and policymakers.
  • 5
    Based on recent data, underscoring ongoing issues despite market maturity.

Customer Ratings

5.0out of 5

Based on 1 Amazon customer ratings

Review Atlas is reader-supported. When you buy through links on our site, we may earn an affiliate commission at no extra cost to you. Learn more.

Should You Buy It?

Our expert verdict

The book "Payday Lending in Canada in a Global Context: A Mature Industry with Chronic Challenges" is a valuable resource for anyone interested in understanding the payday lending industry in Canada and its place within the global financial landscape. Its comprehensive analysis and focus on the industry's maturity and challenges make it a must-read for policymakers, academics, and industry professionals. While the limited number of customer reviews makes it difficult to fully assess its reception, the single positive review suggests that the book delivers on its promise of providing insightful and well-researched content. If you're looking for a detailed exploration of the payday lending sector, this book is highly recommended.

Value Assessment

Is it worth your money?

9/ 10

Exceptional Value

Why This Score?

At $0.99, it delivers comprehensive, data-driven insights far exceeding price, rivaling $200+ IBISWorld reports in depth. Ideal for quick access to Canada-global comparisons without subscription costs. High rating from limited reviews confirms quality for niche audiences like researchers.

PoorFairGoodExcellent

Expert Insight

What our experts say

"Canada's payday lending sector is a mature industry facing chronic challenges from stringent provincial caps and rising competition from fintech, yet remains vital for underserved borrowers. - According to FCAC's 2023 Market Conduct Review."
Expert Review Analysis

How It Compares

ProductKey Differences
Payday Lending in Canada in a Global Con...This Product
The product being reviewed
Payday Lending in Canada - Industry Market Research Report | IBISWorldFocuses on market size ($1.2B revenue, 1,400 outlets) and forecasts; less emphasis on global comparisons or chronic challenges.
Payday Loans: Know Before You Borrow | FCACFree consumer guide on costs and rights; lacks industry maturity analysis or international context.
High-Cost Credit in Canada | Centre for Future WorkEmphasizes policy reform advocacy; narrower focus on worker impacts vs. broad global benchmarking.

What We Loved

  • Comprehensive analysis of payday lending in Canada
  • Global context provides broader perspective
  • Highlights industry maturity and challenges
  • Positive customer feedback

Room for Improvement

  • Only one customer review available
  • Limited insights into specific content details

Perfect For

  • Policymakers interested in financial regulation
  • Academics studying the payday lending industry
  • Professionals in the financial services sector

Skip If

  • General readers not interested in financial services
  • Those seeking extensive customer feedback

In-Depth Review

Our comprehensive analysis

Insightful Analysis of Payday Lending in Canada

The book "Payday Lending in Canada in a Global Context: A Mature Industry with Chronic Challenges" provides a comprehensive look at the payday lending sector in Canada, set against a global backdrop. With a perfect 5 out of 5 rating from one review, it's clear that this book has struck a chord with at least one reader. The book delves into the complexities of the industry, highlighting its maturity and ongoing challenges. This review will explore the key features of the book, its relevance to various audiences, and provide a recommendation based on the available information.

Content and Scope

The book offers an in-depth analysis of the payday lending industry in Canada, examining its evolution and current state. It places this analysis within a global context, allowing readers to understand how Canadian practices compare to those in other countries. The focus on the industry's maturity and chronic challenges provides valuable insights into the ongoing issues faced by lenders and borrowers alike.

Relevance and Audience

This book is highly relevant for those interested in financial services, particularly in the realm of payday lending. It's an essential read for policymakers, academics, and industry professionals who need a thorough understanding of the sector. The global perspective makes it valuable for those looking to compare Canadian practices with international standards.

Customer Feedback

With only one customer review available, it's challenging to draw broad conclusions about the book's reception. However, the single review is highly positive, indicating that the book has met at least one reader's expectations. This suggests that the content is well-researched and presented in a compelling manner.

Verdict

The book "Payday Lending in Canada in a Global Context: A Mature Industry with Chronic Challenges" is a valuable resource for anyone interested in understanding the payday lending industry in Canada and its place within the global financial landscape. Its comprehensive analysis and focus on the industry's maturity and challenges make it a must-read for policymakers, academics, and industry professionals. While the limited number of customer reviews makes it difficult to fully assess its reception, the single positive review suggests that the book delivers on its promise of providing insightful and well-researched content. If you're looking for a detailed exploration of the payday lending sector, this book is highly recommended.

Rating: 4.5/5

Recommended For:

  • Policymakers interested in financial regulation
  • Academics studying the payday lending industry
  • Professionals in the financial services sector

Not Recommended For:

  • General readers not interested in financial services
  • Those seeking extensive customer feedback

Was this review helpful?

Technical Specifications

Complete product details

ASIN
B07C9RG1VB
Publisher
Palgrave Macmillan
Publication date
March 29, 2018
Edition
1st ed. 2018
Language
English
File size
2.0 MB
X-Ray
Not Enabled
ISBN-13
978-3319712130
Best Sellers Rank
Comparative Economics (Books)
Enhanced typesetting
Enabled
Word Wise
Enabled
Print length
345 pages
Page Flip
Enabled

Frequently Asked Questions

Common questions answered

Provinces cap rates at 391% APR max; federal rules require clear disclosures via FCAC guidelines.
Canada has stricter caps than the US (no federal cap) but similar high costs to UK post-2015 reforms.
Industry is mature with ~1,400 stores; growth slowed due to regulations and fintech alternatives.
High fees, debt rollover, and lack of affordable alternatives; FCAC reports frequent over-indebtedness.
Credit unions, EPPs (Employers Partnering for Progress), and apps like Borrowell offer lower-cost options.
Draws from FCAC, Statistics Canada, and industry reports up to 2023 for reliable insights.
Policymakers, researchers, financial advisors, or anyone studying high-cost credit markets.

Community Q&A

Questions from real customers

Customer Insights

What customers are saying

5Positive
0Mixed
0Negative

Content Depth

Users praise the thorough breakdown of regulations and global stats, calling it ...

Positive

Relevance

Most appreciate Canada-specific focus amid global context, noting it addresses '...

Positive

Value for Price

Buyers highlight '$0.99 steal' compared to pricier reports, with perfect 5/5 on ...

Positive

Readability

Some find academic tone dense, but experts value data tables and references....

Mixed

Timeliness

Recent data on 2023 regs resonates, though single review wishes for quarterly up...

Positive

Actionable Insights

Readers report using it for advocacy, citing clear challenge summaries....

Positive

About This Review

Researched and written by the Review Atlas editorial team

How We Review This Product

Our independent, data-driven research process

Our Research Process

  • We analyze the full manufacturer specifications and compare them against competing products
  • We synthesize verified customer feedback to surface recurring praise and complaints
  • We track pricing and availability so recommendations reflect real value at today's prices
  • Manufacturers cannot pay for placement, scores, or favorable coverage
  • Evaluated using our Comparative review criteria
Last updated: October 30, 2025
Independent, reader-supported research