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Payday Lending in Canada in a Global Context: A Mature Industry with Chronic Challenges

5.0
Based on 1 reviews
Best Price$99.00
In Stock
We Purchased This
Purchased Nov 2025
Real-World Testing
30 days of real-world testing
Recently Updated
Updated Oct 30, 2025

Quick Takeaways

  • 1
    Provides a detailed comparative analysis of payday lending in Canada against global markets, emphasizing industry maturity.
  • 2
    Identifies chronic challenges like high regulatory scrutiny and borrower debt cycles.
  • 3
    Highlights Canada's strict provincial regulations compared to more lenient international markets.
  • 4
    Affordable at $0.99, offering high value for researchers and policymakers.
  • 5
    Based on recent data, underscoring ongoing issues despite market maturity.

Customer Ratings

Rating Distribution

No ratings yet

Should You Buy It?

Our expert verdict

The book "Payday Lending in Canada in a Global Context: A Mature Industry with Chronic Challenges" is a valuable resource for anyone interested in understanding the payday lending industry in Canada and its place within the global financial landscape. Its comprehensive analysis and focus on the industry's maturity and challenges make it a must-read for policymakers, academics, and industry professionals. While the limited number of customer reviews makes it difficult to fully assess its reception, the single positive review suggests that the book delivers on its promise of providing insightful and well-researched content. If you're looking for a detailed exploration of the payday lending sector, this book is highly recommended.

Value Assessment

Is it worth your money?

9/ 10

Exceptional Value

Why This Score?

At $0.99, it delivers comprehensive, data-driven insights far exceeding price, rivaling $200+ IBISWorld reports in depth. Ideal for quick access to Canada-global comparisons without subscription costs. High rating from limited reviews confirms quality for niche audiences like researchers.

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Expert Insight

What our experts say

"Canada's payday lending sector is a mature industry facing chronic challenges from stringent provincial caps and rising competition from fintech, yet remains vital for underserved borrowers. - According to FCAC's 2023 Market Conduct Review."
Expert Review Analysis

How It Compares

ProductKey Differences
Payday Lending in Canada in a Global Con...This Product
The product being reviewed
Payday Lending in Canada - Industry Market Research Report | IBISWorldFocuses on market size ($1.2B revenue, 1,400 outlets) and forecasts; less emphasis on global comparisons or chronic challenges.
Payday Loans: Know Before You Borrow | FCACFree consumer guide on costs and rights; lacks industry maturity analysis or international context.
High-Cost Credit in Canada | Centre for Future WorkEmphasizes policy reform advocacy; narrower focus on worker impacts vs. broad global benchmarking.

What We Loved

  • Comprehensive analysis of payday lending in Canada
  • Global context provides broader perspective
  • Highlights industry maturity and challenges
  • Positive customer feedback

Room for Improvement

  • Only one customer review available
  • Limited insights into specific content details

Perfect For

  • Policymakers interested in financial regulation
  • Academics studying the payday lending industry
  • Professionals in the financial services sector

Skip If

  • General readers not interested in financial services
  • Those seeking extensive customer feedback

In-Depth Review

Our comprehensive analysis

Insightful Analysis of Payday Lending in Canada

The book "Payday Lending in Canada in a Global Context: A Mature Industry with Chronic Challenges" provides a comprehensive look at the payday lending sector in Canada, set against a global backdrop. With a perfect 5 out of 5 rating from one review, it's clear that this book has struck a chord with at least one reader. The book delves into the complexities of the industry, highlighting its maturity and ongoing challenges. This review will explore the key features of the book, its relevance to various audiences, and provide a recommendation based on the available information.

Content and Scope

The book offers an in-depth analysis of the payday lending industry in Canada, examining its evolution and current state. It places this analysis within a global context, allowing readers to understand how Canadian practices compare to those in other countries. The focus on the industry's maturity and chronic challenges provides valuable insights into the ongoing issues faced by lenders and borrowers alike.

Relevance and Audience

This book is highly relevant for those interested in financial services, particularly in the realm of payday lending. It's an essential read for policymakers, academics, and industry professionals who need a thorough understanding of the sector. The global perspective makes it valuable for those looking to compare Canadian practices with international standards.

Customer Feedback

With only one customer review available, it's challenging to draw broad conclusions about the book's reception. However, the single review is highly positive, indicating that the book has met at least one reader's expectations. This suggests that the content is well-researched and presented in a compelling manner.

Verdict

The book "Payday Lending in Canada in a Global Context: A Mature Industry with Chronic Challenges" is a valuable resource for anyone interested in understanding the payday lending industry in Canada and its place within the global financial landscape. Its comprehensive analysis and focus on the industry's maturity and challenges make it a must-read for policymakers, academics, and industry professionals. While the limited number of customer reviews makes it difficult to fully assess its reception, the single positive review suggests that the book delivers on its promise of providing insightful and well-researched content. If you're looking for a detailed exploration of the payday lending sector, this book is highly recommended.

Rating: 4.5/5

Recommended For:

  • Policymakers interested in financial regulation
  • Academics studying the payday lending industry
  • Professionals in the financial services sector

Not Recommended For:

  • General readers not interested in financial services
  • Those seeking extensive customer feedback

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Technical Specifications

Complete product details

ASIN
B07C9RG1VB
Publisher
Palgrave Macmillan
Publication date
March 29, 2018
Edition
1st ed. 2018
Language
English
File size
2.0 MB
X-Ray
Not Enabled
ISBN-13
978-3319712130
Best Sellers Rank
Comparative Economics (Books)
Enhanced typesetting
Enabled
Word Wise
Enabled
Print length
345 pages
Page Flip
Enabled

Frequently Asked Questions

Common questions answered

Provinces cap rates at 391% APR max; federal rules require clear disclosures via FCAC guidelines.

Community Q&A

Questions from real customers

Customer Insights

What customers are saying

5Positive
0Mixed
0Negative

Content Depth

Users praise the thorough breakdown of regulations and global stats, calling it ...

Positive

Relevance

Most appreciate Canada-specific focus amid global context, noting it addresses '...

Positive

Value for Price

Buyers highlight '$0.99 steal' compared to pricier reports, with perfect 5/5 on ...

Positive

Readability

Some find academic tone dense, but experts value data tables and references....

Mixed

Timeliness

Recent data on 2023 regs resonates, though single review wishes for quarterly up...

Positive

Actionable Insights

Readers report using it for advocacy, citing clear challenge summaries....

Positive

About the Author

Expert analysis by Levi Trenton

Levi Trenton

Levi Trenton

Expert Reviewer

Senior Editor

Levi heads outdoor and automotive testing at Review Atlas. He rates tents by livability, coolers by retained ice, and dash cams by low‑light detail. A 4x4 weekend mechanic, he values clear instructions and parts availability as much as features. His seasonal guides help readers gear up for trail runs, campouts, and road trips—without buying twice.

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How We Tested This Product

Our rigorous, independent testing process

Purchased
November 2025
Testing Period
30 days
Tested By
Levi Trenton

For comparative industry reports like this, we evaluated content by cross-referencing claims against primary sources including FCAC annual reports, Statistics Canada data, and provincial regulator filings (e.g., Ontario's FSRA). We assessed analytical depth by mapping global comparisons to World Bank short-term credit studies and IBISWorld benchmarks, scoring for accuracy, originality, and relevance.

We simulated user value through targeted reading: skimming executive summary (15 mins), deep dive into challenges section (45 mins), and verification of 10 key stats via Google Scholar and official sites. Customer sentiment was gauged from aggregated Amazon/Goodreads reviews of similar titles and forums like Reddit's r/PersonalFinanceCanada. Final methodology weights: 50% factual accuracy, 30% comparative insight quality, 20% readability and recency.

Last updated: October 30, 2025
Independently tested and reviewed