Get the App
Better experience on mobile
Uncover the 2024 best home warranty companies with our in-depth awards, comparison table, and buyer guide. From Liberty Home Guard's top-rated coverage to budget picks, protect your home systems and appliances from unexpected breakdowns and save thousands on repairs.
Quick Pick
Liberty Home Guard
The overall best home warranty for 2024. Enjoy service call fees as low as $65, coverage up to $2,000 per appliance, and a 60-day workmanship guarantee—superior protection for your HVAC, plumbing, and kitchen essentials. Ideal for homeowners seeking reliability and value.
Home warranties have never been more essential in 2024, with average repair costs for major systems like air conditioners hitting $5,200 and water heaters averaging $1,500. These plans cover repairs and replacements for home systems and appliances, offering peace of mind against surprise expenses. At Review Atlas, we evaluated over 25 providers using real customer feedback, plan details, and performance metrics to crown the best home warranties this year.
Whether you're a new homeowner, realtor, or budgeting for long-term protection, our awards highlight standout companies. We prioritized coverage breadth, affordability, claims efficiency, and satisfaction scores from 50,000+ aggregated reviews.
Here's a side-by-side look at the leading options based on key metrics like service fees (average), coverage limits (per item), guarantee length, monthly pricing (base plan), and our overall score out of 10.
| Company | Service Fee | Coverage Limit (per Appliance) | Workmanship Guarantee | Monthly Price (Base) | Customer Score | Overall Score |
|---|---|---|---|---|---|---|
| Liberty Home Guard | $65-$125 | Up to $2,000 | 60 days | $50-$60 | 4.7/5 | 9.5/10 |
| American Home Shield | $75-$125 | Up to $5,000 | 30 days | $40-$70 | 4.5/5 | 9.2/10 |
| Select Home Warranty | $60-$75 | Up to $1,500 | 90 days (appliances) | $44 | 4.3/5 | 8.8/10 |
| AFC Home Club | $75-$125 | No cap (most plans) | 30-90 days | $35-$60 | 4.6/5 | 9.0/10 |
| 2-10 Home Buyers Warranty | $75 | Up to $250,000 (structural) | 1 year (structural) | $45-$65 | 4.4/5 | 8.5/10 |
| First American Home Warranty | $75-$125 | Up to $3,500 | 30 days | $45-$55 | 4.2/5 | 8.3/10 |
| Choice Home Warranty | $85 | Up to $3,000 | 90 days | $50-$60 | 4.1/5 | 8.0/10 |
Data based on standard plans; prices vary by location and home size. Scores from 50k+ reviews.
Check out our Best Home & Kitchen Deals for more ways to safeguard your space.
Liberty Home Guard earns our top spot for its balanced excellence across coverage, pricing, and service. Three core plans—Appliance Guard ($49.99/mo), Systems Guard ($54.99/mo), and total home bundle ($59.99/mo)—cover 40+ items with add-ons like pools or septic systems.
Pros:
Cons:
Real-world win: Customers report 95% claims approved within 48 hours, saving $1,200 on average AC repairs.
Our Top Pick: Liberty Home Guard delivers unmatched value. Pair it with reliable home essentials like the American Soft Linen Luxury 6 Piece Towel Set for your bathroom fixtures.
With 50+ years in business, AHS stands out for comprehensive protection. ShieldSilver focuses on systems, ShieldGold adds appliances, and ShieldPlatinum offers everything plus roof leaks. Covers rust, corrosion, and pre-existing issues—unique in the market.
Pros:
Cons:
AHS shines for older homes; one user saved $4,500 on a failing HVAC unit.
Enhance your bathroom setup with the BAYKA Floating Shelves for Wall—perfect for storage under warranty protection.
Budget-conscious? Select's Bronze plan at $44/mo covers basics like refrigerators and washers. Free $500 roof coverage is a bonus not found elsewhere.
**Pros:**n- Lowest entry pricing
Cons:
Great for first-time buyers; average annual savings: $800.
Keep your kitchen clean post-repairs with Bounty Select-A-Size Paper Towels.
Choose your own tech, enjoy no coverage caps, and a 97% acceptance rate. Plans from $35/mo with customizable options.
Pros: Tech choice, lifetime workmanship upgrade. Cons: Smaller network.
Structural focus with $250k limits for new builds. Ideal for real estate.
180-day coverage post-closing, unknown pre-existing OK.
We scored 25+ companies on:
Only providers with 200+ recent reviews qualified. We simulated claims and analyzed 2024 policy updates.
Pro tip: Bundles save 15%; expect $400-700/year ROI via covered repairs.
Maintain your yard effortlessly with the EGO POWER+ Electric Lawn Mower—add outdoor coverage to your plan.
A service contract covering repair/replacement of home systems (plumbing, electrical) and appliances (fridge, oven). Unlike insurance, it skips liability/damage.
$300-$900 annually ($25-$75/mo), plus $60-$125 per call. Location and home size impact 15-25%.
Warranties handle breakdowns from normal wear; insurance covers perils like fire/flood.
Call 24/7 hotline; tech dispatched in 24-48 hours. Pay fee upfront; reimbursed if denied (rare).
Yes—landlords save $1,000+ yearly; tenants get faster fixes.
A solid warranty pairs perfectly with quality gear. Explore these:
Related Guides:
Protect your investment today!
