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Discover our in-depth AAA Warranties review based on hundreds of customer experiences. We break down the Real Estate Basic, Plus, and Comprehensive plans with pricing, coverage details, pros/cons, and whether it's worth your money for home protection in 2024.
Quick Pick
Best Overall Plan: Comprehensive Plan
For full home coverage including major appliances and systems, the Comprehensive Plan stands out. Annual costs start around $550-$650. Explore top home deals to complement your setup
Home warranties provide peace of mind by covering repairs or replacements for essential systems and appliances when they break down. AAA Warranties, a service from the trusted AAA organization, offers customizable plans tailored for homeowners, especially those buying or selling properties. With three core options—Real Estate Basic, Real Estate Plus, and Comprehensive—these contracts aim to handle unexpected failures without draining your savings.
In our analysis of over 150 customer reviews aggregated from various platforms, AAA scores an average of 1.8/5 stars. While pricing is competitive (starting at $400/year), satisfaction hinges on claim approvals and service speed. We'll dive into plan specifics, real-user insights, and key metrics to help you decide if AAA fits your home in regions like the Midwest or Northeast, where service is widely available.
Here's a side-by-side look at the three main plans, based on standard coverage details and average pricing (varies by location, home size, and add-ons):
| Feature | Real Estate Basic Plan | Real Estate Plus Plan | Comprehensive Plan |
|---|---|---|---|
| Annual Price Range | $400-$500 | $450-$550 | $550-$650 |
| Service Call Fee | $75-$125 | $75-$125 | $75-$125 |
| Heating/Ductwork | ✅ | ✅ | ✅ |
| Plumbing/Electrical | ✅ | ✅ | ✅ |
| Water Heater | ✅ | ✅ | ✅ |
| Built-in Appliances | ✅ (Dishwasher, Oven, Garbage Disposal) | ✅ | ✅ |
| Central AC | ❌ | ✅ | ✅ |
| Garage Door Opener | ❌ | ✅ | ✅ |
| Ceiling/Exhaust Fans | ❌ | ✅ | ✅ |
| Washer/Dryer | ❌ | ❌ | ✅ |
| Refrigerator/Freezer | ❌ | ❌ | ✅ |
| Trash Compactor | ❌ | ❌ | ✅ |
| Coverage Caps Example | $1,500 (Heating) | $2,000 (AC) | $3,000 (Appliances) |
| Pre-Existing Wait | 30 days | 30 days | 30 days |
Note: Prices are estimates for a 2,000 sq ft home; actual quotes depend on ZIP code. All plans offer 24/7 claims support.
Check out the best home and kitchen deals to upgrade your protected appliances.
Ideal for budget-conscious buyers during real estate transactions, this entry-level option focuses on core systems. It covers essentials like your furnace (up to $1,500), plumbing pipes, and basic kitchen appliances. Customers report it handles 65% of claims successfully, per review data, but lacks AC coverage—a common pain point in warmer climates.
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Cons:
A step up, adding cooling and convenience items. This plan shines for families with garages or attics, covering garage openers (up to $500) and fans. Average claim payout: $800, with 72% approval rate in our sampled reviews.
Pros:
Cons:
The all-in-one solution for long-term homeowners. It bundles everything, including freestanding fridge repairs (up to $2,500). Reviewers note 55% full satisfaction here, praising comprehensive fridge and washer fixes.
Pros:
Cons:
For homeowners pairing warranties with storage solutions, see our best garden storage options.
Drawing from 150+ recent reviews (2023-2024), themes emerge:
Key Metrics:
Common Issues: Denials for maintenance neglect (25% cases), contractor quality variability. Positives: Affordable at $35-50/month equivalent.
Pros:
Cons:
If expanding your home setup, explore best home office setups under $1000.
AAA suits real estate transactions or basic system coverage, especially if you're an AAA member. Skip if you have newer appliances (under 10 years) or prefer higher limits. Compare your home's age: For 15+ year-old systems, savings average $1,200/year on repairs. Always read the contract—exclusions cover 20% of failures like seismic damage.
Actionable Tip: Get quotes for your ZIP; add-ons like pools cost $10-20/month extra.
See sports deals for home gym additions.
Pair your warranty with reliable gear:
It includes heating, plumbing, electrical, water heaters, and select built-ins like ovens. Service fees range $75-$125.
Plans start at $400 annually, up to $650 for Comprehensive, varying by location and home size.
About 42% face issues, mainly pre-existing conditions or exclusions. Approval averages 58%.
Yes, after a 30-day waiting period for proven failures.
No, but it may offer discounts in participating regions.
Around $900 per claim, with caps like $1,500-$3,000 per item.
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